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NOTICE OF YOUR PRIVACY RIGHTS
Privacy notice for Central Wisconsin Credit Union members.

Central Wisconsin Credit Union, your member owned financial institution, is committed to providing your financial products and services to meet your needs and reach your goals. We are equally committed to protecting our mrmber's privacy. You can be confident that your financial privacy is a priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at Central Wisconsin Credit Union.

Information We Collect and Disclose About You

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms;

• Information about your transactions with us or others;

• Information we receive from a consumer reporting agency;

• Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.

We will not disclose the information we collect, as described above. To protect our member's privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the member information we provide to other third parties.

In order to conduct the business of the credit union, we may also disclose nonpublic personal information about you under other circumstances as permitted by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with Central Wisconsin Credit Union, we will not share information we have collected about you,except as permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

If you have any questions concerning this notice, please do not hesitate to call us at 877-341-0520.

WE ARE HERE TO SERVE YOU!                          (1/2008)

CENTRAL WISCONSIN CREDIT UNION WEBSITE PRIVACY POLICY

Central Wisconsin Credit Union respects your right to privacy. When you visit our website, you may be providing information to Central Wisconsin Credit Union on two different levels: anonymous statistics collected as you browse the site and personal information you knowingly give us.

Central Wisconsin Credit Union would like to assure you that we DO NOT: 

• Collect personal information from you unless you provide it to us, or

• Provide or sell the names and addresses of our members and site users to outside parties

Central Wisconsin Credit Union DOES:

• Safeguard member’s and site user’s information from unauthorized access, and

• Maintain the confidentiality of member information which you provide to us.

As you browse our site, our web server collects information about your visit, not about you personally. Via our web server logs we monitor statistics such as:

• How many people visit our site

• From which domains our visitors come from ( such as “AOL.Com)

• Which browsers people use to visit our site.

While we gather this information, none of it is associated with you as an individual. We use these statistics to monitor the performance of our website and to make it easier for you and other visitors to use.
 
Within www.mycwcu.com , you may be asked to give us personal information in order to apply for membership, a loan, or other services, or to order checks. Our application forms securely collect personal and financial information. The information that we collect on our applications is used only to process your request quickly and accurately. When you submit an application, you personal and financial information is encrypted. To confirm that your application is secure, look for the image of a lock or key on the bottom bar of your browser window. If the lock is closed or the key appears whole, then you are viewing a secure page. Otherwise the lock may appear open or the key as broken.
 
You can link to other websites from www.mycwcu.com. If you link to another website from any of our pages, you are leaving Central Wisconsin Credit Union’s website and are linking to a website not operated by the credit union. We cannot be held responsible for the content of the alternative website, nor do we represent either the third party or the member if the two enter into a transaction. An alternative website’s privacy and security policies may differ from those of Central Wisconsin Credit Union. Therefore, we encourage you to read the policies of the websites reached through the use of links from the credit union website.
 
Central Wisconsin Credit Union does not knowingly collect, maintain or use personal information from our website about children under age 13. If a child whom we know to be under age 13 sends personal information to us online, we will only use that information to respond directly to that child, notify parents, or seek parental consent.
 
If you have questions about the privacy or security of Central Wisconsin Credit Union’s website, please contact us at (715) 341-0520.